Are you interested in personal finance? If you don’t know there is a very simple question you should ask yourself. Do I worry about money? If the answer is yes then congrats you have an interest in personal finance.
As you start your discovery of personal finance you will find hundreds of blogs dedicated to the subject. All of them have some great advice, but there is really only so much new financial advice they can give that is relevent to you.
The majority of personal finance blogs are written by people who work (or used to work) in the financial industry, and you’ll start to see that a lot of their articles are written for people who already have lots of money and who need advice on what to do with it. This leads to topics about investing, net worth, legal tax avoidance, retiring early etc.
The other ones are written by couples who are on some “financial journey” and they love saving money together, and sticking to their budget, and not “working”, and are sooo happy (I sound bitter dont I?). A lot of their articles are written for other couples who are just like them and cover: having crappy cell phones, not adopting a pet, how to break the news to your kids about how they are about to have a sh*tty Christmas, etc. etc.
None of these things apply to me because:
1. I don’t have a lot of money, so investing and early retirement aren’t on the cards for me.
2. My family shouldn’t have to sacrifice for a lifestyle I created for them.
I’m a just an average, normal boring dad with a wife and kids. I have to support my family on 1 income, and to be honest its barely enough.
That’s why I created this blog. “Stealth Saver: Saving money in secret”.
Some of you might be wondering “Why do you have to save money in secret?” Well there are lots of reasons, but the one that probably applies to me the most is that I want to surprise my wife with a better lifestyle.
She is well aware that we are not rich, we don’t go on vacations, we only buy nice things for our kid, we use furniture way longer than we should. If I lost my job, life as we know it would be over.
I don’t want my family to knowingly make sacrifices to become financially free, that’s my job as I am the provider, my family relies on me for everything.
This is my way to make it happen and I believe that others can use the knowledge I share to secretly make a positive financial difference in their lives.